Yes. Temporary Continuation of Coverage (TCC) allows former employees to continue their healthcare coverage for up to 18 months and eligible family members to continue their healthcare coverage for up to 36 months. Members enrolling in TCC are responsible for both the employee and employer share of the premium, plus an additional 2% administrative fee.
TCC is available to:
- Employees and/or their eligible family members when the employee separates from federal service, except an involuntary separation due to gross misconduct
- Individuals who experience a change in circumstance that results in their being ineligible to be considered a dependent (e.g., divorce or annulment from a federal employee or children who reach 26)
Spouse Equity allows certain former spouses of civil service employees, former employees and annuitants to continue coverage. Unlike TCC, there is no time limit on the length of enrollment. Coverage remains in effect as long as the former spouse is eligible. Former spouses are responsible for both the employee and employer share of the premium with no administrative fee.
Spouse Equity is available to:
- Former spouses who do not remarry before age 55
- Former spouses who were enrolled as a dependent any time during the 18 months preceding the divorce
- Former spouses who currently receive, or have future title to receive a portion of the annuity payable to the employee upon retirement
To verify eligibility and enroll, members electing TCC or Spouse Equity must contact their or the contract holder’s employing agency (or OPM for annuitants).