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FEP Blue Basic™ for PSHB

Stay in network for care. FEP Blue Basic gives you access to our Preferred provider network that includes over 2 million doctors and hospitals in the U.S.

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What you need to know about the Postal Service Health Benefits (PSHB) Program

FEP is committed to providing Postal Service employees, retirees and their families with some of the best health care benefits possible. As an approved carrier in the PSHB Program, FEP will continue to deliver the same great coverage, incentives and discounts that you rely on today.

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Benefits at a Glance

In-network care only

Pay mostly copays

No deductible

Medicare Part B Reimbursement: up to $800 back a year

Access to FEP Medicare Prescription Drug Program

Eligible members with Medicare get lower out-of-pocket costs for higher cost drugs and more approved prescription drugs than the traditional pharmacy benefit. Learn more here.

Get the details

Want to see detailed benefits for this plan? Download the 2025 Blue Cross and Blue Shield Service Benefit Plan Brochure – FEP Blue Standard and FEP Blue Basic below.

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View an interactive plan summary book

For a convenient summary of our three coverage options, view an interactive version of the 2025 Benefit Summary Book.

View Interactive Plan Brochure

2025 FEP Blue Basic for PSHB Rates

 
Enrollment Code Bi-weekly Monthly
Self Only (33A) $114.12 $247.26
Self + 1 (33C) $280.99 $608.81
Self & Family (33B) $317.62 $688.18

Get up to $800 back with a Medicare Reimbursement Account

FEP Blue Basic members who have Medicare Part A and Part B can get up to $800 back with a Medicare Reimbursement Account.

 

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See if your doctor is in our network

Use our National Doctor and Hospital Finder tool to see if your current doctor is in our Preferred provider network or to find a specialist, retail clinic or urgent care center near you.

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FEP Blue Basic for PSHB Benefits

See costs for typical services when you use Preferred providers.

Compare Plans
FEP Blue BasicTM
Virtual doctor visits by Teladoc Health® $0 copay
Preventive Care $0 copay for covered preventive screenings, immunizations and services
Physician and Mental Health Care

$35 copay for primary care1

$50 copay for specialist1

$35 copay for mental health visits
Urgent Care Center $50 copay
Chiropractic Care $30 copay per treatment; up to 20 visits per year1
Prescription Drugs*

Retail Pharmacy^:

Generics: $15 copay

Preferred brand: $75 copay

Non-preferred brand: 60% of our allowance ($90 minimum)2

Preferred specialty: $120 copay2

Non-preferred specialty: $200 copay2

 

Mail Service Pharmacy: 

Available to members with Medicare Part B primary only. Visit the Medicare page for more information. 

Generics: $20 copay

Preferred brand: $100 copay

Non-preferred brand: $125 copay

 

Specialty Pharmacy: 

Preferred specialty: $120 copay2

Non-preferred specialty: $200 copay2
Maternity Care

$0 copay for outpatient

$350 copay for inpatient hospital delivery
Hospital Care

$250 copay for outpatient care per day per facility1

$350 per day copay for inpatient care; up to $1,750 per admission (precertification is required)
Surgery

$150 copay in an office setting1

$200 copay in a non-office setting1

ER (accidental injury) $350 copay per day per facility
ER (medical emergency) $350 copay per day per facility
Lab work (such as blood tests) 15% of our allowance1
Diagnostic services (such as sleep studies, X-rays, CT scans)

Up to $100 copay in an office1

Up to $250 copay in a hospital1

Dental Care $30 copay per evaluation; up to 2 per year
Rewards Program

Earn $50 for completing the Blue Health Assessment3

Earn up to $120 for completing three eligible Daily Habits goals3

Annual Deductible No deductible
Annual Out-of-Pocket Maximum (PPO)

Self Only: $7,500

Self + One and Self & Family: $15,000

FEP Blue Basic with FEP Medicare Prescription Drug Program

Eligible members with Medicare get lower out-of-pocket costs for higher cost drugs and more approved prescription drugs than the traditional pharmacy benefit. The annual out-of-pocket maximum for prescription drugs will be $2,000. Learn more here.

FEP Blue BasicTM with MPDP
Retail Pharmacy^

Generics: $10 copay

Preferred brand: $45 copay

Non-preferred brand: 50% of our allowance ($60 minimum)

Specialty drugs: $75 copay
FEP Mail Service Pharmacy

Generics: $15 copay

Preferred brand: $95 copay

Non-preferred brand: $125 copay

Specialty drugs: $150 copay

Under FEP Blue Basic, benefits are not available for services performed by Non-preferred providers, except in certain situations such as emergency care.

Cost sharing may not apply or may be different if Medicare is your primary coverage (it pays first).

  • ^ What you’ll pay for a 30-day supply of covered drugs.
  • 1 Under FEP Blue Basic you pay 30% of our allowance for agents, drugs and/or supplies you receive during your care.
  • 2 If you have Medicare Part B primary, your costs for prescription drugs may be lower.
  • 3 You must be the contract holder or spouse, 18 or older, on FEP Blue Standard or FEP Blue Basic to earn this reward.
  • 4 The Annual Pharmacy Out-of-Pocket Maximum is inclusive of the cost of the prescription drug and what you pay out-of-pocket.

The MPDP formulary and/or pharmacy network may change at any time. You will receive notice when necessary.

This is a summary of the features of the Blue Cross and Blue Shield Service Benefit Plan. Before making a final decision, please read the Plan’s federal brochure (RI 71-020). All benefits are subject to the definitions, limitations, and exclusions set forth in the federal brochure.

Try our Prescription Drug Cost Tool

Our Prescription Drug Cost Tool lets you check drug costs 24/7, see if your drug is covered under your selected plan and compare costs of covered drugs for all three plans. If you’re a member and logged in to MyBlue®, you can access a personalized drug cost tool that shows you the cost of prescription drugs for your specific plan.

Check Drug Costs See Personalized Costs

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Get our free app to access your benefits on the go.

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Looking for more coverage?

We also offer comprehensive dental and vision plans.

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