Overseas Coverage
The Blue Cross and Blue Shield Service Benefit Plan has you covered worldwide.
If you need medical care outside the U.S, Puerto Rico, and the U.S. Virgin Islands you can rest assured that the Blue Cross and Blue Shield Service Benefit Plan offers worldwide coverage. Through the Overseas Assistance Center, you’re covered when working or traveling overseas.
All the ways our Overseas Assistance Center helps you manage your healthcare needs around the world:
Overseas Network
We have over 13,000 providers who participate in our overseas network*, including hospitals, clinics, doctors and specialists. Many of these providers have agreed to a direct billing arrangement with our Overseas Assistance Center vendor, GMMI. They accept our allowance as payment in full for their services and also file your claims for you.
*Members who find a provider through their MyBlue account will have access to additional provider information including address, phone number, specialty and more.
Pharmacy coverage
Your pharmacy coverage works outside the U.S. But since there are no Preferred retail pharmacies overseas, you need to pay for your prescriptions out-of-pocket and then submit your receipts and a completed claim form to get reimbursed. Overseas prescription drug claims must be submitted within one year of the purchase date.
Compare overseas prescription drug costs for our three plan options.
*Note: Guam is considered overseas, however, some pharmacies may be able to bill electronically.
Submit an overseas claim
Submitting your overseas medical and prescription drug claims online is easy and provides faster processing and claims payment.
You can submit them through MyBlue, our secure members-only website. Use MyBlue to access your personal health information wherever you go.
To submit by mail or fax, use the forms below. Detailed instructions are on each form:
Overseas Medical Claim Form
Retail Prescription Drug Overseas Claim Form
Get In Touch
Overseas Customer Service
Assists with claim filing, enrollment questions, U.S. dollar check reimbursements and more.
Weekdays 5 a.m. to 6 p.m. Eastern time
Overseas Assistance Center
Assists with overseas provider referrals, cashless access/direct billing arrangements, emergency medical evacuations and more.
1-800-699-4337 (U.S., Puerto Rico or the U.S. Virgin Islands)
1-804-673-1678 (Outside the U.S.)
fepoverseas@gmmi.com
Overseas Provider Network
Explore our network of hospitals, doctors and other providers. Members who find a provider through their MyBlue account have access to additional information.
Find a Provider
Find a Provider in MyBlue
Retail Pharmacy
Assists with questions regarding pharmacy coverage overseas.