Money on Your Mind? 5 Ways to Get Good Sleep Amidst Financial Stress
Sleeping may be a natural process, but some nights it seems impossible to get good rest. If your financial stress is high and your sleep is low, you are not alone. The State of America’s Sleep study found that two thirds of people who rated themselves as poor sleepers are worried about their financial future. Overall, there seems to be a connection between financial steadiness and good sleep. So, when we are not feeling financially stable, we tend to have trouble getting good rest.
The fact is that we need good sleep in order to make smart financial decisions. If we are well-rested, we can tolerate higher stress levels. We can also better deal with financial unease. But if we are currently unable to get good sleep, how are we supposed to ever find stability to overcome our financial pressures?
Here are five ways to get your sleep back on track during times of monetary stress:
1. Get Quality Sleep for Eight Hours
Without solid sleep, we are not able to make good decisions and often have poor judgement. Try setting up automatic payments or reserve a specific time in your schedule for paying bills so that you have enough time to sleep.
2. Establish a Consistent Bedtime
Our bodies naturally crave consistency. Making sure that our sleep patterns remain steady is important to our health. Refraining from paying bills too late at night can help you stay on top of your sleep schedule.
3. Limit Screen Time Before Bed
The blue light in screens can irritate and disrupt sleep. Try to avoid any sort of online banking before bedtime.
4. Try Not to Discuss Finances Late at Night
When we are overtired, we lose our ability to approach financial conversations reasonably. Rather than discussing money right before bed, save these talks for the morning.
5. Reassess Your Relationship with Money
If you want to create a less stressful financial environment, you need to redefine your relationship with money. Start by identifying issues that stopped you from making healthier financial changes in the past. Awareness is key.
If you are looking to plan for future spending, the FEP Healthcare Cost Advisor tool can help you make informed healthcare decisions and alleviate monetary worries at the same time.