Over-the-Counter Tests

Over-the-counter tests are fast and easy to use

Testing is an important way to limit the spread of COVID-19. OTC tests, also known as self-tests, detect if you are currently infected. They are typically easy to use and produce rapid results.

Where you can get tested

The government is committed to ensuring access to OTC tests. Here are four ways you can get tests for you and your family:

Visit covidtests.gov to get free tests delivered to your home by the U.S. Postal Service.

Contact your local health department to learn about free COVID-19 testing locations or pickup sites.

Purchase FDA-authorized OTC tests at a retail location and then submit a Health Benefits Claim Form, providing an itemized receipt that clearly shows that your purchase was for a COVID-19 OTC test to your local BCBS company. If you do not have an itemized receipt, you must send us the barcode (UPC code) from your test(s) packaging. Once we process your claim, we’ll mail the contract holder a reimbursement check. You can download the claim form here or call the number on the back of your member ID card to receive one by mail.

To pay no out-of-pocket costs, order your tests online through cvs.com or the CVS Pharmacy mobile app for store pickup¹. You can also go to any other in-network retail pharmacy and purchase the test kits at the pharmacy counter². Purchase up to 8 tests per family member in a 30-day period. To find an in-network pharmacy, click here or download the fepblue app. See our FAQ for detailed instructions.

Get reimbursed for your over-the-counter COVID-19 tests

OTC tests purchased at retail locations cost, on average, $12 for a single test and $24 for a double test kit.

FEP will cover up to eight (8) over-the-counter COVID-19 tests per member on a contract per calendar month.

Here’s how to get reimbursed:

Complete a Health Benefits Claim Form and submit it by mail to your local BCBS company.
Provide an itemized receipt that clearly shows that your purchase was for a COVID-19 test. If you do not have an itemized receipt, you must send us the barcode (UPC code) from your test(s) packaging.
It must include the original receipt or a copy of the receipt for purchasing the tests.
You can submit any number of receipts on a single claim form.
You must submit a separate claim form for each covered family member.

Once you reach the limit of eight tests per member per calendar month, we will not reimburse claims for additional tests.

Once we process your claim, the contract holder will receive a reimbursement check by mail.
We generally process claims within 30 days from receiving your completed claim form and receipts.

Reimbursement does not cover employer-based testing or Return to Office (RTO) testing. By signing or submitting the claim form, members agree that the purchased tests are not being used for these purposes.

What if you test positive?

According to the Centers for Disease Control (CDC) recommendations, if your over-the-counter test has a positive result, you should follow the latest CDC guidance for isolation, wear a well-fitted mask if you have contact with others and call your healthcare provider.

If you have any questions about your over-the-counter test, you should call your healthcare provider or check out our FAQs.

COVID-19 (Coronavirus)